Trade finance
Funding goods, and the gap between paying a supplier and being paid.
FacilitiesBespoke finance
Bespoke finance
Finance arranged case by case.
Trade, development, invoice and private structures. They are not our core products, so we take each on its facts, and only where it can be placed.
What we can look at
We do not promote these. We may take a case on, or we may not, and we say which early.
Development finance
Ground-up and heavy refurbishment, released in stages against the build.
Invoice and contract finance
Against what you are owed, where that is the right structure.
Retention facilities
Money held back on a contract, made available before it is released.
Private arrangements
A private lender and a setup built for the one case. Business or investment borrowing only.
Something else
If it is not on this list, tell us what you are trying to do.
Case by case, and no commitment either way.
How it works
You tell us what you are trying to do
In your own words. There is no form to fit.
We decide whether to take it onUsually the same day
These are not core products, so we may not. If it is not for us, we say so and say why.
We approach a suitable lending partner
A specialist or private lender chosen for the case, approached directly rather than through a panel. We tell you whether it can be placed.
Government-backed schemes
A different case. One opens, then it closes, the eligibility moves and the accredited lenders change, and half the market is still advertising the last one.
If a scheme is open and your business fits it, we will say so. If it is closed, we will say that instead, which is the more useful answer.
What to expect
These cost more than our standard facilities, because the work is more involved. Anything we charge is agreed with you in writing before work starts.
There is no minimum and no published range. Nothing about these is standard enough to publish, and a figure on this page would be a figure we invented.
Tell us what you are trying to do and we will tell you whether it is for us.
Bespoke cases are assessed on their facts. Placement depends on the lending partner and on the case. Nothing here is an offer of finance or a commitment to arrange it.