Business Loans
up to £750,000
A lump sum repaid on a fixed schedule. Our largest facility, for when a business needs capital outright. Available over a short or a long term.
FacilitiesBusiness Funding
Business Funding
Unsecured funding for established UK businesses.
Three facilities. Which one fits depends on what the money is for and how quickly it comes back. Working that out is our job.
Our facilities
Credit Line
up to £200,000
An approved limit you draw on when needed. Each drawdown has its own fixed cost and end date. It sits outside your business account, so unlike an overdraft it does not show on your statements.
Business Credit Card
up to £75,000
Day-to-day spending, with cash when you need it. A revolving limit that can also move funds into your business account. Usually taken alongside another facility.
Which one
Capital for something specific, paid back over time
A loan.
Cash flow that moves, where the need is flexibility not a lump sum
A credit line.
Day-to-day spending, and short gaps to cover
A card, alongside one of the other two.
Most businesses end up with more than one: typically a loan for the purchase, with a line behind it.
What it costs, and what we need.
Foresight gives you a monthly figure for any amount, on any of the three. No details taken, nothing you enter recorded, and it is an estimate, not a quotation.
Six months of business bank statements, five to seven minutes from your banking app. Company and director details. Identity documents where a lending partner requires them. We collect it once and keep it on file.
Who this is for
This is unsecured lending. Property finance is assessed on the asset, the transaction and the exit.
This works if
- You are a UK limited company
- You take £360,000 a year through the business account
- You have at least two years of trading history
- You have a defined purpose for the funds
This does not work if
- You are pre-revenue or newly trading
- You have adverse credit or returned payments
- You want an amount the trading cannot service
- The same case is running with other brokers
We work from the bank account, not the filed accounts. That is how most lending partners underwrite, and it is the only document we need to give you an answer. Lower turnover or a younger business is looked at case by case where the trading is strong.
Property finance is arranged separately. Bridging and portfolio facilities
Send six months of statements and you will know where you stand, usually the same day.